Protection Insurance

Protect what matters most

Life insurance, critical illness cover, and income protection — carefully sourced to give your family the safety net they deserve at a price that works for you.

01782 595252

Protection products we advise on

We compare policies from leading insurers to find the right cover at the best price.

Life Insurance

Provides a lump sum or regular payments to your family if you die during the policy term. Essential if you have a mortgage or dependants who rely on your income.

  • Level term life insurance
  • Decreasing term (mortgage protection)
  • Whole of life cover
  • Joint policies available

Critical Illness Cover

Pays a tax-free lump sum if you're diagnosed with a specified serious illness such as cancer, heart attack, or stroke. Gives you financial breathing room to focus on recovery.

  • 40+ conditions typically covered
  • Can be combined with life cover
  • Children's cover often included
  • Used to clear mortgage or fund recovery

Income Protection

Replaces a proportion of your income (typically 50–70%) if you're unable to work due to illness or injury. Continues to pay until you return to work, retire, or the policy ends.

  • Short and long-term options
  • Own occupation definition available
  • Deferred periods to reduce cost
  • Indexed to inflation

Buildings & Contents

Your mortgage lender requires buildings insurance. We can arrange both buildings and contents cover to make sure your home and possessions are properly protected.

  • Buildings insurance (required by lenders)
  • Combined buildings and contents
  • Accidental damage cover
  • Away from home cover

Get in touch

Ready when you are.

No pressure. No jargon. Just honest advice from people who genuinely care.

Call 01782 595252

Your home may be repossessed if you do not keep up repayments on your mortgage.